Cheap Finds for Your First Apartment Essentials
On Wall Street, I built businesses by prioritizing essentials before luxuries. Moving into your first apartment requires the same strategy — get the basics without overspending. With average move-in costs exceeding $3,500 (Zillow, 2023), smart finds protect your cash flow.

1. Furniture on a Budget
- Thrift stores, Facebook Marketplace, IKEA basics.
- Savings: 50–70% compared to retail.
- Focus first on bed, table, and seating.
2. Kitchen Starter Kit
- Pots, pans, utensils, and plates.
- Dollar stores and Walmart bundles: $50–$75.
- Cooking at home saves $1,800+/year vs. eating out.
3. Cleaning Supplies
- Broom, mop, multipurpose cleaner, microfiber cloths.
- Starter set: $25–$40.
- ROI: keeps your deposit safe and your space livable.
4. Bedding & Linens
- Affordable sheet sets, pillows, and towels at Target or Amazon.
- Cost: $50–$100.
- Sleep quality = productivity ROI.
5. Storage Solutions
- Bins, shelves, under-bed organizers.
- Cost: $30–$75.
- Maximizes small space efficiency.
6. Décor on the Cheap
- String lights, thrifted rugs, DIY wall art.
- Budget: $20–$40.
- Adds personality without draining funds.
Final Word
On Wall Street, the winners knew how to deploy capital wisely. First apartments demand the same mindset: buy essentials cheap, delay luxuries, and protect liquidity. The return? Comfort, functionality, and financial breathing room.